Payment Policy

At SamsugFilterShop, we are committed to providing a secure and seamless shopping experience for all our customers. This Payment Policy outlines the payment methods we accept and how we protect your information.

1. Accepted Payment Methods

We accept a wide range of secure payment options. All transactions are processed in U.S. Dollars (USD).

• Credit / Debit Cards: Visa, Mastercard, American Express, Discover, Diners Club, JCB
• Digital Wallets: Apple Pay, Google Pay, Meta Pay
• Express Checkout: Shop Pay, PayPal

2. Secure Checkout & SSL Encryption

Your security is our top priority.

• Our website uses SSL (Secure Socket Layer) encryption to protect your personal and financial data
• You can verify this by the lock icon in your browser address bar
• We do not store full credit card details on our servers

All payments are processed through PCI-compliant payment providers, such as:

• Shopify Payments
• PayPal

3. Order Processing & Billing

• Authorization: Your payment method is authorized when you place an order
• Charges: You are charged immediately upon order confirmation
• Currency: All charges are in USD
• Taxes: Applicable sales tax is calculated based on your shipping address and displayed at checkout
• No Hidden Fees: The price shown at checkout is the final amount you pay

4. Fraud Prevention & Order Verification

To protect both customers and our business:

• We may perform fraud screening and identity verification on certain orders
• In some cases, we may contact you to confirm order details
• Orders flagged as high-risk may be delayed, canceled, or refunded

5. Privacy & Data Protection

Your payment information is used solely to process your transaction.

We do not sell or misuse your financial data. For more details, please refer to our Privacy Policy.

6. Payment Disputes & Chargebacks

If you notice any issues with your transaction:

• Please contact us first at support@samsugfiltershop.com
• We aim to resolve disputes quickly and fairly

Important:

• Filing a chargeback without contacting us may delay resolution
• We reserve the right to dispute fraudulent or unjustified chargebacks

7. Compliance & Transparency

In accordance with e-commerce and advertising standards, including Microsoft Advertising policies:

• We provide clear and transparent pricing
• We do not engage in misleading billing practices
• All fees, taxes, and charges are disclosed before payment
• Payment processing follows industry security standards

8. Contact Information

If you have any questions regarding payments, please contact us:

• Store Name: SamsugFilterShop
• Email: support@samsugfiltershop.com
• Phone: +1 334-941-0908
• Business Address: 806 JOHNSON ST, UNION SPRINGS, AL 36089-2105, United States
• Business Hours: Monday–Friday, 9:00 AM – 5:00 PM (GMT UTC -5)
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